SQE Practice Exam 2026 – Complete Preparation Guide

The registration of a mortgage for a commercial property is primarily concerned with the requirement established by the Land Registration Act 2002, which mandates that a mortgage must be registered to confer priority against third parties. While the correct timing for registration is actually within 30 days of the creation of the mortgage deed, the option concerning Companies House is relevant due to the requirements for companies.

When a company borrows against commercial property, specific obligations arise under the Companies Act 2006. A mortgage that secures a loan from a company typically needs to be registered with Companies House within 21 days of creation to ensure public notice of the charge and to give it validity against liquidators and other creditors. This is crucial for protecting the lender's interests should the borrowing company become insolvent.

Therefore, this option recognizes the specific obligations companies have regarding the registration of charges, making it the most accurate choice in the context of commercial property mortgages associated with corporate entities.